12th August 2026

‘American Express refuses to raise Alan Sugar’s credit card limit’

– Paul Denley from the investment firm Oakham Wealth Management said: “Amex declining a billionaire feels absurd, but credit decisions aren’t a wealth test — they’re an affordability and risk assessment.” He said that someone could be extraordinarily wealthy but still fall outside an automated model if their wealth was tied up in businesses or property, or their income did not fit standard affordability criteria.

Click HERE to read the Times Article

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